UK Bank

Opening a Bank Account in the UK

603
14 Min Read

by Hassan Khan

It’s always a good idea to try the Main high street banks first due to the fact of their presence and vast facilities they offer. Not to disregard the fact that if you ever need to speak to someone face to face regarding any Banking issues, you can always visit a local branch of the respective bank or make an appointment. There are currently 12 Retail high street Banks in the United Kingdom not including 3 of the Pakistan based banks. The following is a brief history about them and they are in no particular order.

Major High Street Banks

HSBC UK

HSBC is the largest bank in Europe and the seventh-largest bank in the world. The bank’s first branches were opened in 1865 and were established in London in 1991. HSBC has some 3,000 offices in 67 countries across all five continents and serves almost 40 million customers around the world.

According to HSBC website, they only require the following 3 things to open your account,
1) Current Valid Passport or Travel Document
2) Visa or BRP (Biometric Resident Permit)
3) Letter from University or Bills/ Bank Statements

https://www.hsbc.co.uk/…/products/international-student/

Barclays

Barclays was founded in 1690 and is headquartered in London. Barclays originated in 1736. Barclays now has nearly 5,000 branches in 55 countries, including 1600 branches in the United Kingdom. Barclays customers in the UK can also access some services via the Post Office. According to the Barclays website, they only require the following 3 things to open your account,

1) A UK mobile number
2) UK residential address
3) A photo ID such as (Passport, Driving Licence and BRP (Biometric Resident Permit).

https://www.barclays.co.uk/current-accounts/student-account/

https://www.barclays.co.uk/current-accounts/bank-account/

Royal Bank of Scotland

RBS or Royal Bank of Scotland consisting of retail subsidiaries NatWest and Ulster Bank. The Royal Bank of Scotland was founded in 1724. In 1728 the bank invented the overdraft. RBS has some 700 branches mostly in Scotland and larger towns in England and Wales. The first London branch was opened in 1874.

According to RBS website, they only require the following 3 things to open your account,
1) Passport,
2) Student Visa
3) BRP (Biometric Resident Permit)

https://personal.rbs.co.uk/…/international-student…

Natwest

NatWest or National Westminster is one of the ‘Big Four’ UK banks and has more than 7.5 million personal banking and 850,000 small business customers. NatWest’s history started in 1658 and The NatWest we know today was established in 1968. In 1975 NatWest became one of the first banks to launch the Access credit card and later the Switch debit card (now known as Maestro).

According to NatWest website, they only require the following 4 things to open your account,
1) Passport,
2) Student Visa
3) BRP (Biometric Resident Permit)
4) University Letter

https://personal.natwest.com/…/international-student…

Halifax

Halifax bank is named after the town in West Yorkshire where it was founded in 1853 as a building society. By 1913 Halifax was the UK’s largest building society. In 1997 it became Halifax PLC. In 2009 both Bank of Scotland and Halifax became part of Lloyds Banking Group.

According to Halifax website, they only require the following 3 things to open your account,
1) University Letter,
2) Current Passport or UK Driving Licence (Full or Provisional) or BRP
3) Utility Bill or Bank statement (Might accept Rental Agreements)

https://www.halifax.co.uk/…/curren…/student-account.html

Lloyds Bank

Lloyds Bank is one of the ‘Big Four’ banks, it was founded in Birmingham in 1765. It is the largest retail bank in Britain, with 16 million personal and small business customers. Lloyds is headquartered in London but has smaller headquarters in Leeds, Sheffield, Halifax, Wales and Scotland.

According to Lloyds website they only require the following 3 things to open your account,
1) Passport with valid Visa or UK Driving Licence (Full or Provisional
2) BRP (Biometric Resident Permit)
3) University Letter

https://www.lloydsbank.com/…/all…/classic-account.html

Bank of Scotland

Bank of Scotland is a commercial clearing bank based in Edinburgh. It was established in 1695 and is one of the oldest surviving banks in the UK. It is the only surviving commercial institution founded by the Parliament of Scotland.

According to the Bank of Scotland website, there is No Specific list of documents they require, but you should try with the following documents,
1) Passport with valid Visa or UK Driving Licence (Full or Provisional
2) BRP (Biometric Resident Permit)
3) University Letter

https://www.bankofscotland.co.uk/bankaccounts/classic.html

Santander UK

Santander UK is a British bank. Though it is entirely owned by the Spanish Santander Group. Santander is one of the biggest personal finance companies in the UK and has some 14 million customers, with over 1000 branches and 50 corporate offices. It is headquartered in Camden, London.

According to Santander website, there is No Specific list of documents they require, but you should try with the following documents,
1) Passport with valid Visa or UK Driving Licence (Full or Provisional
2) BRP (Biometric Resident Permit)
3) University Letter

https://www.santander.co.uk/…/essentials-current-account

TSB

TSB is UK-based retail and commercial bank. The TSB we know today came to be in 2013. It is headquartered in Edinburgh and has more than 550 branches and 4.5 million customers in England, Scotland and Wales. The bank has no presence in Northern Ireland.

According to TSB website they only require the following 2 things to open your account,
1) Passport with valid Visa or BRP (Biometric Resident Permit)
2) Utility Bill or Council Tax Bill (Might accept University Letter or Rental Agreement)

https://www.tsb.co.uk/current-accounts/cash-account/https://www.tsb.co.uk/current…/spend-and-save-account/

Co-operative Bank

Based in Manchester, the Co-operative Bank is a large retail and commercial bank. It is the seventh biggest lender in Britain. In 2017 the bank reduced its number of branches from 95 to 68. Cooperative Bank markets itself as an ‘ethical’ bank, which means the bank avoids investing in companies and initiatives including the arms trade, genetic engineering, animal testing, sweatshop labour and fossil fuel extraction.

According to the Co-Operative Bank website, there is No Specific list of documents they require, but you should try with the following documents,
1) Passport with valid Visa or UK Driving Licence (Full or Provisional
2) BRP (Biometric Resident Permit)
3) University Letter or Rental Agreement

https://www.co-operativebank.co.uk/currentacco…/cashminder

Metro Bank

Metro Bank is a retail and commercial bank founded in 2010. At its launch, it was the first new high street bank to launch in the UK in over 150 years. Metro bank claims to be the only bank in the UK where you can open a Current Account in person or online and start using it straight away. They’ll even print your new debit card on the spot. The bank has many branches in and around London and some across England.

According to Metro website, they only require the following 3 things to open your account,
1) Passport with valid Visa or BRP (Biometric Resident Permit)
2) University Letter or HMRC Letter or Rental Agreement or Motor Insurance Certificate
3) UK Driving Licence (Full or Provisional

https://www.metrobankonline.co.uk/…/products/cash-account/

Nationwide Building Society

Nationwide Building Society was founded in 1884 and is headquartered in Swindon. The bank employs around 18,000 staff. It provides current and savings accounts, ISA accounts, residential mortgages, commercial real estate loans, project finance, social housing, personal and car loans, and home improvement loans. It also offers investment products, financial planning services, credit cards, current account overdrafts services.

According to Nationwide website, there is No Specific list of documents they require, but you should try with the following documents,
1) Passport with valid Visa or UK Driving Licence (Full or Provisional
2) BRP (Biometric Resident Permit)
3) University Letter or Rental Agreement

https://www.nationwide.co.uk/…/features-and-benefits

https://www.nationwide.co.uk/…/features-and-benefits

Pakistan based High Street Banks

UBL UK trading as (United National Bank)

UBL UK is a bank based in Pakistan and founded in 1959 and since its establishment, the bank now operates in Switzerland, China, the United States, Tanzania, Iran, the United Arab Emirates, Qatar, Oman, Yemen and the United Kingdom. In the UK, the bank is known as United Bank UK and offers personal and commercial banking services. The bank operates under the ethos ‘Treating Customers’ Fairly’.

According to the UBL UK website, there is No Specific list of documents they require, but you should try with the following documents,
1) Passport with valid Visa or UK Driving Licence (Full or Provisional
2) BRP (Biometric Resident Permit)
3) University Letter or Rental Agreement

https://www.ubluk.com/…/services/ace-current-account/

HBL UK

Habib Bank Limited was founded in Pakistan in 1947 and was the first bank to establish a branch in Pakistan. The first UK branch was opened in 1961. Habib Bank is now the largest bank in Pakistan and operates in more than 20 countries. The UK arm of Habib Bank Limited was merged with Allied Bank Limited in 2001 and renamed Habib Bank UK.

According to the HBL UK website, there is No Specific list of documents they require, but you should try with the following documents,
1) Passport with valid Visa or UK Driving Licence (Full or Provisional
2) BRP (Biometric Resident Permit)
3) University Letter or Rental Agreement

https://hblbankuk.com/personal/

Habib Bank AG Zurich

Based in Zurich, Habib Bank is a Swiss commercial bank. It was established in 1967. The bank has wholly-owned subsidiaries in Canada, Pakistan, South Africa, Hong Kong and the United Kingdom plus offices in Kenya and the United Arab Emirates. The UK office was founded in 1974 and has branches in London, Birmingham, Manchester and Leicester.

https://www.habibbank.com/uk/home/ukPersonal.html

Digital Banks (App based Banking)

Monzo (Best for Budgeting)

London-based Monzo Bank is expected to hit five million customers in 2021. At present, 4.7 million people are registered for its current account. Monzo achieved a customer satisfaction score of 82% in the latest banking. Below are some of Monzo’s main features:

1. Real-time notifications whenever you spend

2. Savings ‘Pots’ that set money aside (by rounding up every purchase you make)

3. Various savings accounts and ISAs for long-term savings with interest rates of up to 0.65% AER (not all accounts are currently available)

4. ‘Easy Access Savings Pots’ accounts for short-term savings with an interest rate up to 0.3% AER (but some Savings Pots are currently unavailable)

5. Set spending targets for everything from groceries to eating out (and notifications if you’re going over budget)

6. ‘Bill Tracker’ will let you know if one of your regular Direct Debits is higher or lower than usual

7. ‘Get Paid Early’ salary advance feature

8. Spending abroad free (plus up to £200 cash withdrawals a month)

9. Monzo does Joint Accounts too (but you both have to have your own separate account to apply).

Things to watch out for:

10. You can only withdraw £400 a day, up to £5,500 a month

11. There are some charges for spending abroad (see below)

12. You’ll be charged interest for using an overdraft

13. Monzo has recently launched Plus and Premium accounts but sticking with the free version due to the monthly fees and limited extra features.

https://monzo.com/

Starling Bank (Best for Overdrafts/Loans)

Starling Bank launched the UK’s first app-only current account in March 2017. It has now opened 1.7 million accounts, including more than 256,000 small business accounts. In the latest survey, Starling earned the top customer satisfaction score of 88%. Below are some of Starling’s main features:
Real-time notifications on your phone as you spend

1. Insights into your spending habits

2. Savings goals which you can set and monitor

3. Round up transactions to the nearest pound, with the spare change automatically put into your savings

4. Personal loan service (watch out for interest rates!)

5. Lock and unlock your card in-app

6. Turn off certain spending functions, e.g. online spending or contactless payments

7. Free cash deposits via any Post Office

8. 24/7 in-app customer support

9. ‘Settle Up’, which allows you to get paid back or split the bill in seconds

10. No fees for spending abroad

11. 0.05% in-credit interest

12. Allow joint accounts.

Things to watch out for:

13. You’ll be charged for using an overdraft (fees are made clear)

14. Maximum six cash withdrawals a day, up to £300.

https://www.starlingbank.com/· 

Monese (Best for Overseas Students/Non-UK Residents)

Monese was founded by Norris Koppel after he realised he couldn’t get a bank account as an Estonian immigrant. The bank is on a mission to remove as many hurdles as possible from setting up a bank account in the UK and gears itself towards foreign nationals, ex-pats, freelancers and those who would otherwise have to apply for a basic bank account. It provides the mobile-only UK and European current accounts, small business accounts, and is available in 31 countries in Europe. In 2020, it reached two million customers across Europe and announced that more than 9,000 people are joining Monese every day. Below are some of the Monese main features:

1. No proof of address, credit history or regular income is needed to open an account

2. Real-time notifications to keep track of spending

3. Lock and unlock your card instantly in the app

4. Deposit cash into your account at the Post Office or a PayPoint shop

5. Transfer money abroad in different currencies using real wholesale exchange rates

6. Transfer money to your account from outside the UK using their European IBAN

7. Open both the UK and Eurozone current accounts at no extra cost, allowing you to spend in both GBP and Euros.

Things to watch out for with Monese:

8. With the free Simple account, you get up to £200 of ATM withdrawals a month and are charged 2% after that

9. The Simple account has a 2% exchange fee for international bank transfers to non-Monese accounts, as well as foreign currency card spending and ATM withdrawals over £200

10. There’s no overdraft facility – if you do end up with a negative balance, you won’t be charged but your account will be locked until you top up.

https://monese.com/gb/en· 

Revolut (Best for Holidays)

Set up by a Credit Suisse equity analyst and a former Deutsche bank app developer in July 2015, Revolut is aiming to shake up the travel exchange market. Revolut claims its rates save customers 3% to 5% because it uses the ‘Spot Interbank’ exchange rate, the wholesale exchange rate. The firm has more than four million users worldwide.
Real-time notifications

1. Simple analytics to track spending habits

2. Instantly freeze/unfreeze cards

3. Turn off online, ATM and contactless payments

4. Savings vaults with base rates of 0.25% APY for Standard users and 0.5% APY for Premium and Metal users, with an added annualized bonus of 4.5% for up to the amount you spent with your Revolut card in the past month

5. Spend and send money abroad with no fees

6. Use the app to buy and exchange cryptocurrency

7. Split the bill function (even if they don’t have the app)

8. Set up recurring payments

9. Revolut Perks including cashback or discount offers

10. Free debit card (£4.99 delivery fee)

11. Open Banking allowing you to view and manage all your bank accounts via the Revolut app

12. Revolut Premium unlocks a higher withdrawal limit, free withdrawals overseas and better rates on cryptocurrency and precious metals than Standard users.

Things to watch out for with Revolut:

13. Revolut are covered by the FCA but not the FSCS

14. You can only withdraw £200 cash for free each month – after that, you’ll be charged 2% on all ATM withdrawals.

https://www.revolut.com/

I hope this detailed guide will help you get your Banking needs to be sorted and hopefully you’ll be able to find a suitable Bank to meet your requirements.

Lastly once again I would re-iterate the fact that always try to start the process with Major High Street Banks and then work your way down to Digital banks due to the reasons mentioned at the beginning of this article but that does not mean that you should not apply for Digital banks at all as a last resort. I wish you all the very best of Luck.

Leave a comment or a query!

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    Melissa B says:

    I want to share a message that has been spreading all over the internet that concerns the times we are living in. Whether you believe in God or not, this is a must read message!

    We can see throughout time how we have been slowly conditioned to come to this point where we are on the verge of a cashless society. Would it surprise you to know that the Bible foretold of this event? Don’t believe me? This may be the most imporant message you will read in these times…please do not ignore this!

    This messsage reveals what the Mark of the Beast is, and the meaning behind counting a number people have been pondering for centuries, 666. This message also shares why Barack Obama is the Antichrist. This is truly a message from God!

    In the Revelation of Jesus Christ given to the apostle John, we read:

    “He (the false prophet who deceives many by his miracles) causes all, both small and great, rich and poor, free and slave, to receive a mark on their right hand or on their foreheads, and that no one may buy or sell except one who has the mark or the name of the beast, or the number of his name.

    Here is wisdom. Let him who has understanding calculate the number of the beast, for it is the number of a man: His number is 666” (Revelation 13:16-18 NKJV).

    Referring to the last generation, this could only be speaking of a cashless society. Why? Revelation 13:17 tells us that we cannot buy or sell unless we receive the mark of the beast. If physical money was still in use, we could buy or sell with one another without receiving the mark. This would contradict scripture that says we must have the mark to buy or sell. So, it deduces itself to this conclusion.

    These verses could not be referring to something spiritual as scripture references two physical locations (our right-hand or forehead) stating the mark will be on one “OR” the other. It once again deduces itself to this conclusion.

    Also, how could you determine who truly has a spiritual mark so that they may buy or sell? And, as you will read further in this article, to have the mark of the beast is the same to have the name of the beast, or the number of its name. You will begin to see even more clearly why this mark cannot be something purely spiritual.

    Here is where it really starts to come together. It is shocking how accurate the Bible is concerning the RFID microchip. These are notes from a man named Carl Sanders who worked with a team of engineers to help develop this microchip in the late 1960’s.

    “Carl Sanders sat in seventeen New World Order meetings with heads-of-state officials such as Henry Kissinger and Bob Gates of the C.I.A. to discuss plans on how to bring about a one-world system. The government commissioned Carl Sanders to design a microchip for identifying and controlling the peoples of the world—a microchip that could be inserted under the skin with a hypodermic needle (a quick, convenient method that would be gradually accepted by society).

    Carl Sanders, with a team of engineers behind him, with U.S. grant monies supplied by tax dollars, took on this project and designed a microchip that is powered by a lithium battery, rechargeable through the temperature changes in our skin. Without the knowledge of the Bible (Brother Sanders was not a Christian at the time), these engineers spent one-and-a-half-million dollars doing research on the best and most convenient place to have the microchip inserted.

    Guess what? These researchers found that the forehead and the back of the hand (the two places Revelation says the mark will go) are not just the most convenient places, but are also the only viable places for rapid, consistent temperature changes in the skin to recharge the lithium battery. The microchip is approximately seven millimeters in length, .75 millimeters in diameter, about the size of a grain of rice. It is capable of storing pages upon pages of information about you. All your general history, work history, crime record, health history, and financial data can be stored on this chip.

    Brother Sanders believes that this microchip, which he regretfully helped design, is the “mark” spoken about in Revelation 13:16-18. The original Greek word for “mark” is “charagma,” which means a “scratch or etching.” It is also interesting to note that the number 666 is actually a word in the original Greek. The word is “chi xi stigma,” with the last part, “stigma,” also meaning “to stick or prick.” Carl believes this refers to a hypodermic needle (see photo).

    Mr. Sanders asked a Boston Medical Center doctor what would happen if the lithium contained within the RFID microchip leaked into the body. The doctor responded that if the microchip broke inside a human body, the lithium would cause a severe and painful wound filled with pus. This is what the book of Revelation says:

    “And the first (angel) went, and poured out his vial on the earth; and there fell a noisome and grievous sore on the men which had the mark of the beast, and on them which worshipped his image” (Revelation 16:2).

    THE HIDDEN MEANING BEHIND THE NUMBER 666 REVEALED!

    What I first want to mention, before I share what the Holy Spirit has revealed to me concerning the number of the beast, is that God confirms in threes. We can see this throughout scripture:

    “For there are three that bear witness in heaven: the Father, the Word, and the Holy Spirit; and these three are one” (1 John 5:7 NKJV).

    “and that He was buried, and that He rose again the third day according to the Scriptures” (1 Corinthians 15:4 NKJV).

    “…Holy, holy, holy, Lord God Almighty, Who was and is and is to come!” (Revelation 4:8 NKJV).

    There are many more examples, but I thought I would just share three of them to make the point.

    Examining Revelation 13:16,17,18, the first group of three I would like to point out is that the mark of the beast is described in three separate verses, 16, 17 and 18.

    The next three I see is in verse 16, “He causes all…” is followed by three contrasting categories of people,

    1 – “both small and great,
    2 – rich and poor,
    3 – free and slave…”.

    Then unto verse 17, it opens with, “and that no one may buy or sell except one who has…”, followed by three explanations of what one must have to buy or sell,

    1 – “…the mark
    2 – or the name of the beast,
    3 – or the number of his name”.

    Now unto verse 18, we read “Let him who has understanding calculate…”, which is followed by,

    1 – “the number of the beast,
    2 – for it is the number of a man:
    3 – His number is 666”.

    The last three I see is the number “6” being used three times in a row. The reason I’m making this point about God confirming in three is because it is the key to unlocking how to calculate the number 666.

    Throughout the centuries there have been people trying to calculate numbers based on titles and names that come up to the number 666 to identify one person, the Antichrist; but from Revelation 13:18, I do not see where God is telling us to count up to 666, but rather to count the number of the beast. This number is identified as 666. So the verse is telling us to count the number 666.

    What does it mean to count? It means to add up. So how could we add up 666? Remember my previous point about God confirming in threes is key to unlocking the number 666. So logically, what would be the best way to count the number 666? To count it equally by using the rule of three based off the number.

    We cannot count it equally as 600+60+6, this would also bring us back to the start.

    We cannot count it as 600+600+600, or 60+60+60 because there are no zeroes in between or at the end of 666.

    The only logical option is 6+6+6=18.

    What is interesting is that the verse that reveals for us to count the number itself is verse 18 (there a total of 18 verses in Revelation Chapter 13).

    Another interesting point is the only two other combinations (making a total of three possible combinations) for placing a “+” symbol in between 666 are:

    66+6=72 and 6+66=72.

    Add both 72’s together and you get 144.

    Why the number 144 is worth our attention is because the verse following Revelation 13:18 is the first time in the Bible where the 144,000 are being described in detail:

    “Then I looked, and behold, a Lamb standing on Mount Zion, and with Him one hundred and forty-four thousand, having His Father’s name written on their foreheads…” (Revelation 14:1).

    Now if you add up all three numbers from counting 666 by moving the “+” symbol around, it would be 72+72+18=162. What is compelling about the number 162, is, if you divide 144,000 by 162, you get 888. The name of Jesus in Greek gematria adds up to 888. The New Testament was originally written in the Greek language. Revelation 14:1 not only mentions the 144,000, but also the Lamb who is Jesus.

    Now what is interesting about the number for Jesus, 888, is that if you apply the same formula that was used to count 666, you get 8+8+8=24. Why the number 24? Revelation chapter 4 tells us there are 24 elders seated around the throne of God. This is the same throne where Jesus sits.

    Now if you take:

    8+8+8=24

    8+88=96

    88+8=96

    you get 24+96+96=216.

    Take 144,000 divided by 216 and you get 666.

    Remember that this was the same exact formula we used to count the number 666 that ultimately brought forth the number 888.

    Here is a quick recap to demonstrate how this formula confirms itself as being the true way to count 666:

    1: 6+6+6=18 > 66+6=72 > 6+66=72 > 18+72+72=162

    2: 144,000 divided by 162=888

    3: 8+8+8=24 > 88+8=96 > 8+88=96 > 24+96+96=216

    4: 144,000 divided by 216=666

    1: 6+6+6=18 > 66+6=72…

    As you can see, it is perpetual. And remember that we consistently used a formula that worked in threes being the number that God uses for confirmation.

    Here is another mathematical confirmation: 144,000 divided by 6, divided by 6, divided by 6 (6,6,6) equals 666.

    So what could this mean? Well we know in this world we are identified by numbers in various forms. From our birth certificate to social security, as well as our drivers license; being identified based on a system of ruler ship. So it is possible that this RFID microchip will contain a new identification that has a total of 18 characters (6+6+6).

    “here the wisdom is, the one having the mind let him calculate the number of the wild beast, number for “of human” it is, and the number of it 666″ (Revelation 13:1, Greek Translation).

    The Greek word “anthrōpos” being used in verse 18 where it says “of human” is the Greek strongs concordance G444. The first two definitions of the word are “a human being, whether male or female”, and, “generically, to include all human individuals”. Could the number of the beast apply to all mankind?

    In the Greek (the New Testament was originally written in the Greek language), and other translations, you will notice the beast is described as an “it”, instead of “him”. The reason I’m making this point is because when a translation says “His number is 666”, this would imply a singular person, the Antichrist. But by saying “the number of it 666”, implies that it is of the beast system as a whole.

    We can know the number of the beast cannot be to identify products (like a new barcode) to buy or sell because scripture says we cannot buy or sell without the number of the beast. What am I getting at? There will be instances where you could buy something someone made themselves and it wouldn’t have a store branded identification on it. But for this number to be in our chips, that is where it must be to conclude ultimately that we cannot buy or sell without having the number of the beast. As previously mentioned in Revelation 13:18, the number of the beast (6+6+6=18) is a “human number”, definition “generically, to include all human individuals”.

    Truly a great division is taking place between good and evil—both spiritually and physically (riots, unrest, politics). If you take the current year 2020 and divide it by the number 666 (known for its satanic implications) you will get the number 30330. This number 30330 happens to be the number used to vote for Joe Biden and Kamala Harris. Freaky? And one thing is certain, 2020 is truly being divided by Satan. He is the master deceiver and spreader of chaos. Jesus calls him the father of lies.

    So I looked up this number 30330 concerning Joe Biden, and I found this information:

    If you send a text to that number (at that time), you would get a response asking to support Joe’s campaign to take down Donald Trump, with one part in caps saying “CHIP IN >>” pointing to a link to go and donate.

    “CHIP IN”? Obama has used this phrase in the past on his twitter and people believe it is a subliminal message to receive the mark of the beast, that is to say the implantable RFID microCHIP that will go IN our body.

    Go to: https://2ruth.org to see all the proof!

    Is your name written in the Lamb’s book of life? Jesus says that we must be born again to enter the kingdom of God in the Gospel of John chapter 3.

    “Then a third angel followed them, saying with a loud voice, “If anyone worships the beast and his image, and receives his mark on his forehead or on his hand, he himself shall also drink of the wine of the wrath of God, which is poured out full strength into the cup of His indignation. He shall be tormented with fire and brimstone in the presence of the holy angels and in the presence of the Lamb. And the smoke of their torment ascends forever and ever; and they have no rest day or night, who worship the beast and his image, and whoever receives the mark of his name” (Revelation 14:9-11).

    BARACK OBAMA IS THE ANTICHRIST:

    In the Islamic religion they have man called the Mahdi who is known as their messiah of whom they are waiting to take the stage. There are many testimonies from people online who believe this man will be Barack Obama who is to be the biblical Antichrist based off dreams they have received. I myself have had strange dreams about him like no other person. So much so that I decided to share this information.

    He came on stage claiming to be a Christian with no affiliation to the Muslim faith…

    “In our lives, Michelle and I have been strengthened by our Christian faith. But there have been times where my faith has been questioned — by people who don’t know me — or they’ve said that I adhere to a different religion, as if that were somehow a bad thing,” – Barack Obama

    …but was later revealed by his own family members that he indeed is a devout Muslim.

    So what’s in the name? The meaning of someones name can say a lot about a person. God throughout history has given names to people that have a specific meaning tied to their lives. How about the name Barack Obama? Let us take a look at what may be hiding beneath the surface…

    “And He (Jesus) said to them (His disciples), ‘I saw Satan fall like lightning from heaven'” (Luke 10:18).

    In the Hebrew language we can uncover the meaning behind the name Barack Obama.

    Barack, also transliterated as Baraq, in Hebrew is: lightning

    baraq – Biblical definition:

    From Strongs H1299; lightning; by analogy a gleam; concretely a flashing sword: – bright, glitter (-ing, sword), lightning. (Strongs Hebrew word H1300 baraq baw-rawk’)

    Barak ‘O’bamah, The use of bamah is used to refer to the “heights” of Heaven.

    bamah – Biblical definition:

    From an unused root (meaning to be high); an elevation: – height, high place, wave. (Strongs Hebrew word H1116 bamah baw-maw’)

    The day following the election of Barack Obama (11/04/08), the winning pick 3 lotto numbers in Illinois (Obama’s home state) for 11/5/08 were 666.

    Obama was a U.S. senator for Illinois, and his zip code was 60606.

    The names of both of Obama’s daughters are Malia and Natasha. If we were to write those names backwards we would get “ailam ahsatan”. Now if we remove the letters that spell “Alah” (Allah being the God of Islam), we get “I am Satan”. Coincidence? I don’t think so.

    These are just a few of many evidences why Barack Obama is the Antichrist. You can see many more in my article on the website above, as well as read about the dreams I’ve had concerning this man. I’m more than convinced that God has shown me that he is without a doubt the Antichrist, and we will see him rise to power in the not so dinstant future.

    Jesus stands alone among the other religions who say to rightly weigh the scales of good and evil, and to make sure you have done more good than bad in this life. Is this how we conduct ourselves justly in a court of law? Bearing the image of God, is this how we project this image into our reality?

    Our good works cannot save us. If we step before a judge, being guilty of a crime, the judge will not judge us by the good that we have done, but rather the crimes we have committed. If we as fallen humanity, created in God’s image, pose this type of justice, how much more a perfect, righteous, and Holy God?

    God has brought down His moral law’s through the 10 commandments given to Moses at Mt. Sinai. These laws were not given so we may be justified, rather that we may see the need for a savior. They are the mirror of God’s character of what He has put in each and every one of us, with our conscious bearing witness that we know that it is wrong to steal, lie, dishonor our parents, and so forth.

    We can try and follow the moral laws of the 10 commandments, but we will never catch up to them to be justified before a Holy God. That same word of the law given to Moses became flesh over 2000 years ago in the body of Jesus Christ. He came to be our justification by fulfilling the law, living a sinless perfect life that only God could fulfill; even bringing the law to it’s truest light by stating, “You have heard that it was said to those of old, ‘You shall not commit adultery.’ But I say to you that whoever looks at a woman to lust for her has already committed adultery with her in his heart” (Matthew 5:27-28).

    The gap between us and the law can never be reconciled by our own merit, but the arm of Jesus is stretched out by the grace and mercy of God. And if we are to grab on, through faith in Him, He will pull us up being the one to justify us. As in the court of law, if someone steps in and pays our fine, even though we are guilty, the judge can do what is legal and just and let us go free. That is what Jesus did almost 2000 years ago on the cross. It was a legal transaction being fulfilled in the spiritual realm by the shedding of His blood.

    Because God is Holy and just, the wrath that we deserve could not go unnoticed. Through the perfect righteousness and justice of God’s character, it must be dealt with, it must be quenched, it must be satisfied.

    For God takes no pleasure in the death of the wicked (Ezekiel 18:23). This is why in Isaiah chapter 53, where it speaks of the coming Messiah and His soul being a sacrifice for our sins, why it says it pleased God to crush His only begotten Son.

    This is because the wrath that we deserve was justified by being poured out upon His Son. If that wrath was poured out on us, we would all die and go to hell. God created a way of escape by pouring it out on His Son whose soul could not be left in Hades, but was raised to life on the third day and seated at the right hand of God in power.

    So now when we put on the Lord Jesus Christ (Romans 13:14), God no longer sees the person who deserves His wrath, but rather the glorious image of His perfect Son dwelling in us, justifying us as if we received the wrath we deserve, making a way of escape from the curse of death.

    Now what we must do is repent and put our trust and faith in the savior, confessing and forsaking our sins. This is not just a head knowledge of believing in Jesus, but rather receiving His words, taking them to heart, so that we may truly be transformed into the image of God. Where we no longer live to practice sin, but rather turn from our sins and practice righteousness through faith in Him.

    Jesus answered, “Most assuredly, I say to you, unless one is born of water and the Spirit, he cannot enter the kingdom of God. That which is born of the flesh is flesh, and that which is born of the Spirit is spirit. Do not marvel that I said to you, ‘You must be born again'” (John 3:5-7).

    Come before the Lord with a contrite spirit, humble yourself, ask Him for His forgiveness, to receive the free gift of His salvation, to receive His Holy Spirit, so that you may be transformed into a new creature, into a child of the living God.

    There is a reason why the words of Jesus have been translated in to over 2000 languages, and nothing comes remotely close (the Quran just over 100), because there is a God in heaven who desires to have a relationship with you, to know Him through His word, as that is how we personally get to know anybody. There is a reason why it is the year 2021, because Jesus came to earth just over 2000 years ago fulfilling major prophecy causing a divide in our timeline.

    Jesus loves you! Seek Him while He may be found! We must repent and turn from practicing sin…for if we are not following Jesus, we are following the devil. There is no neatural ground. We are either living in the lie, or the truth. God bless you!

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